MBSB melancarkan ekspres tunai SME

MALAYSIA Building Society Bhd (MBSB), melancarkan Ekspres Tunai SME dengan peruntukan awal RM500 juta bagi menyediakan pembiayaan kepada syarikat perusahaan kecil dan sederhana (PKS) melaksanakan kontrak yang diperoleh daripada kerajaan.

Skim Ekspres Tunai SME itu yang disediakan sama ada dalam bentuk pinjaman bertempoh, pinjaman pusingan dan surat jaminan adalah langkah pertama bagi MBSB untuk terbabit dalam penyediaan pembiayaan kepada sektor syarikat perusahaan kecil dan sederhana(PKS).

Ketua Eksekutifnya, Datuk Ahmad Zaini Othman, berkata antara syarat mendapatkan kemudahan itu ialah syarikat PKS yang memohonnya sudah memperoleh kontrak terus daripada kerajaan, tanpa mengira sektor dan sudah beroperasi sekurang-kurangnya tiga tahun.

Kata MBSB, jumlah pembiayaan dan jaminan yang diberikan bergantung kepada jangkaan keperluan mudah tunai dan keperluan kontrak.

“Menerusi Ekspres Tunai SME, harapan kami MBSB dapat membantu memberi rangsangan bagi membangunkan lagi syarikat PKS tempatan,” katanya selepas pelancaran skim itu di Kuala Lumpur, semalam.

Pada majlis itu, MBSB turut memeterai perjanjian dengan SME Factors Sdn Bhd yang menjadi rakan strategiknya dalam penyediaan skim berkenaan.

Ahmad Zaini memeterai perjanjian itu bagi pihak MBSB, manakala SME Factors diwakili Pengarah Urusannya, Syed Zed Al Qudsy. Ia disaksikan Pengerusi MBSB, Tan Sri Abdul Halim Ali.
Ahmad Zaini berkata, dana awal RM500 juta itu akan ditambah jika skim itu mendapat sambutan bagi membolehkan MBSB membiayai lebih banyak PKS pada masa depan.

Kelebihan skim dari MBSB itu ialah pembiayaan akan disalurkan dalam tempoh lima hari bekerja selepas tarikh diluluskan dan peminjam tidak perlu menyediakan cagaran kecuali jaminan oleh pemilik atau pengarah syarikat.

Malaysia Building Society Bhd (MBSB) sets RM1bil target for new mortgage plan

PETALING JAYA: Malaysia Building Society Bhd (MBSB) is optimistic of hitting, within the next 12 months, its RM1bil loans target for its newly launched home mortgage programme called MBSB Ultimate, given its attractive features and financing, says chief executive officer Datuk Ahmad Zaini Othman.

“MBSB are confident of achieving the RM1bil target as this tailor-made programme offers among others, loan tenure up to 70 years of age. We also have sales personnel from our 33 branches to promote this programme,” he told reporters yesterday after the launch of the programme.

MBSB Ultimate is targeted at properties priced from RM500,000.

Ahmad Zaini said MBSB’s outstanding home mortgage portfolio currently stood at about RM5bil.

He also said MBSB planned next year to come out with three or four new product packages for home mortgage and retail financing.

Chairman Tan Sri Abdul Halim Ali said MBSB Ultimate was the expression of MBSB’s inspiration in developing a home mortgage programme that would be the most definitive in the market.

“With the current drive and momentum set by the MBSB team coupled with new strategies, I am confident that MBSB will be able to re-establish its position as a significant player in the home financing market,” he said.

Meanwhile, commenting on the group’s third quarter results that were announced on Thursday, Ahmad Zaini said overall, its nine-month revenue performance had surpassed its full-year results in 2009 by more than 50%.

“MBSB expect in the next three months our performance will continue to be strong, given the good numbers that we are having now,” he said.

MBSB’s third-quarter net profit fell 23% to RM40.5mil due to loan loss allowances made for impaired loans. Its revenue almost doubled to RM317.66mil for the three months ended Sept 30.

For the nine months ended Sept 30, MBSB reported net profit of RM133.2mil on revenue of RM890.8mil. MBSB recorded net profit of RM57.2mil and revenue of RM538mil for 2009.

MBSB Waslah

· Kadar MBSB : 4.90% - 5.20% Setahun

· Maximal Loan : RM250K

· Maximal Tempoh : 25Tahun

· Payout : 93%

· Kelayakan Pinjaman : 60% - 80% (Pakej Waslah)

· Tiada yuran bulanan

· Tiada caj tersembunyi

· Sangat sesuai buat Overlap pinjaman sedia ada

Kenapa MBSB?

Kenapa MBSB ?

1. Kadar faedah yang ditawarkan adalah yang terendah di pasaran.

2. MBSB bukan bank, jadi MBSB tidak memeriksa CCRIS anda. Apa itu CCRIS? "CCRIS is a conduct of all your financial commitments with banks”.

3. MBSB bukan koperasi, jadi tiada yuran koperasi.

4. Kelulusan yang cepat dan mudah.

5. Jumlah potongan yang rendah. Jadi anda ada duit yang lebih untuk melakukan banyak benda.

History of MBSB

The origin of Malaysia Building Society Berhad (MBSB) can be traced to the Federal and Colonial Building Society Limited incorporated in 1950. Later than in 1956, it changed to Malaya Borneo Building Society Limited (MBBS), with the Malaysian Government as its major shareholder. MBBS was listed on the Stock Exchange of Malaysia and Singapore in August 1963.

MBSB was incorporated in Malaysia under the Companies Act, 1965 on 17 March 1970, before it was listed on the Kuala Lumpur Stock Exchange on 14 March 1972. The Employees Provident Fund Board (EPF) and Permodalan Nasional Berhad (PNB) are the major shareholders of MBSB

As the first property financier, MBSB offers a spectrum of innovative products and services through its network all over Malaysia including in Sabah & Sarawak.

MBSB is 'an Exempt Finance Company'

MBSB is a company incorporated under the Companies Act 1965 and a Scheduled Institution as defined under the Banking and Financial Institution Act 1989 (BAFIA). The status of an Exempt Finance Company was granted to MBSB on 1 March 1972 by the Ministry of Finance and the status has remain since then. This allows MBSB to carry on a finance business without a license.

Historical information:

MBSB has been granted with an exemption under Section 7(4) of the Borrowing Companies Act 1969 (BCA),

The BCA was later known as Finance Companies Act 1969 (FCA) upon the coming into force of the Banking and Borrowing Companies Act 1979 (BBCA).

As a result of the change from BCA to FCA, all reference to borrowing business and borrowing company were to be construed respectively as finance business and finance company.

The FCA was later repealed by Banking and Financial Institutions Act 1989 (BAFIA). As a result, all finance companies are now under purview of BAFIA

Section 128(2) of BAFIA states that all exemptions and approval made or given under the repealed acts (FCA) shall be deemed to have been made and given under the relevant corresponding provisions of BAFIA and shall remain in force until revoked, rescinded or replaced by the corresponding provisions of BAFIA.

Pengenalan MBSB dan Pinjaman Koperasi

Siapa MBSB -

Syarikat yang ditakrifkan dalam Perbankan dan Lembaga Kewangan UU 1989 (BAFIA). Provident Fund Board (EPF) adalah pemegang saham utama dari MBSB.

Apa itu Pinjaman Koperasi

Pinjaman Khas untuk Kakitangan Kerajaan, Badan Berkanun dan Kerajaan Tempatan yang boleh membuat potongan Biro Angkasa.